All things homeownership for renters, owners, and everyone in between.

Hello! And welcome to our Homeownership Blog where you’ll find updates, insights, and stories from our GROWTH team.  At GROWTH, we have one goal in mind – making homeownership possible for more people!

Homeownership seems further and further out of reach for many Americans. But we believe in a future where everyone has the opportunity to own their own home.  Whether you are just starting your home search, have been struggling to get approved for a mortgage, or have simply been too overwhelmed to try – we’re here to help you unlock life’s next chapter.

Ready for the next step? Check out our Properties page or our Resources tab to start your journey with GROWTH.

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Five Common Homeowner Questions for First-Time Buyers

Today, the average first-time buyer is single and aged between 22 and 34 years. Ultimately, these trends and numbers bode.
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From Wall Street: Forget Owning. Rent the American Dream Instead

Despite what Wall Street says, homeownership is the cornerstone of the American Dream; it remains the only reliable way for working-class Americans.
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GROWTH Story: Why Our Life-Changing Mission is so Important to Me.

Our Story: Why Our Life-Changing Mission of Affordable Homeownership is so Important to Me. A GROWTH employee shares her personal.
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Tips for Single Parents Looking to Buy a Home

Purchasing a home can be difficult for many, but even more so for single moms. We've provided a few tips.
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Real Estate Trends:  National Love Your Pet Day

Did you know that 80% of homeowners own a pet? In honor of National Love Your Pet Day, we’re dedicating.
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More Buyers “Priced Out” of Homeownership

Increases in house prices and, soon, interest rates have an obvious impact on housing affordability reducing opportunities for affordable homeownership.
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Top Affordable Design Trends in 2022

2022 Affordable Design Trends: Whether you own a home, are looking for that perfect place, or are exploring ideas to.
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Profiles in Impact: Alvin Johnson, Birmingham, AL

Meet Alvin Johnson, GROWTH by NCRC’s agent partner at its new Oak Hill community in Birmingham, Alabama, an affordable homeownership.
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Housing Trends: Home Purchasing Impact 2022

Housing Trends: High Prices and Limited Inventory Continue to Impact Home Purchasing Ability in 2022. Many buyers locked out of.
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Top Five Housing and Real Estate Stories of 2021

Last year certainly had its moments. Take a walk down memory lane as GROWTH reveals the top five housing and.
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Celebrating Dr. Martin Luther King, Jr.

A Fair Housing Legacy: Recognizing Dr. Martin Luther King, Jr. and his pivotal role in the Fair Housing Movement and.
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Save Money: Winter Energy Saving Tips

With winter upon us, let GROWTH help you take the frosty bite out of utility bills. Save money with these.
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Top 5 Housing Challenges in 2021

2021 was challenging for the housing market.  Covid-19. Skyrocketing prices. Increasing demand. Here is our list of the Top 5.
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Single-Family Homes Built for Rent Reach Record High

A Nation of Involuntary Renters. Single-Family Homes Built for Rent Reach Record High As Homeownership Rates Decline Amid Pandemic Woes.
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Optimism Abounds for Latino homeownership

Latino Homeownership: American homeownership will be driven by Latinos in the decades to come. Short supply and access to credit.
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Home Maintenance: Fall Clean-Up

It’s officially that time of year: football games, Halloween, and pumpkin spice! Let us help you beat Old Man Winter.
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Financial Planning Month: Tips for Financial Planning

October is National Financial Planning Month and Growth wants to help you navigate ways to reach your financial goals by.
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Hispanic Households Will Lead New Homeownership Growth

New U.S. Mortgage Report Shows Hispanic Households Will Lead New Homeownership Rates of Growth More Than Any Other Demographic Group.
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A Beginners Guide to Creating a Smart Home

Our world becoming more tech driven. But don’t worry! Growth has you covered on ways to make your home a.
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HUD Sells Homes in Flood Zones to LMI Buyers

HUD Sells Homes in Flood Zones to LMI Buyers:  The Impact of Climate Change and Structural Racism on Homeownership for.
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Go Big or Go Home: The $3.5T Senate Infrastructure Bill

Why Going Big on the $3.5 Trillin Senate Infrastructure Bill Pays Off--the Senate Infrastructure Bill & the Infrastructure, Investment and.
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Racism and Homeownership–Sabotaging the American Dream

Racism and Homeownership: Despite the efforts to address equality in housing, the Markup report reveals that discriminatory policies are still.
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The Breakdown of the $3.5 Trillion Senate Budget

House and Senate Democrats hope to pass a $3.5T Senate Budget this fall to improve Covid-19 relief, housing, education, employment,.
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What is a Community Land Trust

A community land trust (CLTs)is an organization that provides long-term affordability and shared equity homeownership opportunities for LMI communities and.
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FHFA, White House, Treasury, and HUD Promote Affordable Housing

FHFA, White House, Treasury, and HUD Announce Additional Measures to Promote Affordable Housing in the multi-family market and in homeownership.
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White House Tackles Housing Shortage With Plan for Affordable Homes

The White House announced on Wednesday that it is taking steps to add 100,000 affordable homes in markets with the.
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Addressing Homeownership Affordability for People of Color

Homeownership Affordability: 20MM homes must be built in the next decade to provide what our political rhetoric has long espoused:.
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Lack of Affordable Homes Keeps Prospective Buyers Sidelined

Looking for a new home?  Skyrocketing prices, lack of affordable homes, cash offers, no contingencies, and bidding wars keep many.
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Panel Discussion Video Transcript: Housing Counseling

Housing counseling can provide the right tools for current AND prospective homeowners to make responsible and sustainable choices.
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Wyden Proposes New Senate DASH Bill

DASH stands for Decent, Affordable, Safe Housing. The proposed Senate DASH Bill includes several tax-related proposals and other housing policy.
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Planning For Vacations & Extended Absences

Planning for vacations or an extended absence? We’ve created a checklist to help you keep your home safe and secure.
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Community Reinvestment Act & Community Benefits Agreements

The Community Reinvestment Act (CRA) was passed in 1977 to end housing discrimination, known as redlining. But discrimination is still a problem in.
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Tips for First Time Homebuyers

Just starting your home search? Join us for a conversation with top-producing Realtor to learn more about tips for first.
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Appraisal Discrimination: Today’s Redlining

Appraisal Discrimination: Appraisers’ opinions of value are often what stands between the accumulation of equity and the destruction of it.
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The State of Affordable Homeownership Is Female

Twenty percent of homes sold were to single women. The state of affordable homeownership is female! Yet, women still face.
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Earth Day: Ten Ways to a Green Home

How do we link homeownership with saving the planet?  We’ve created a list of ten ways to a green home. These.
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What is Fair Housing? Five Things You Should Know

What is fair housing? The Fair Housing Act seeks to end housing discrimination. Fair housing “is the right to choose housing.
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What is Affordable Housing?

What is affordable housing? Housing is affordable when it serves those living at or below AMI. Not more than 30%.
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Spring Cleaning Tips for a Sparkling Home

Nothing is quite a satisfying as a clean home. We’ve tackled some of the dirty work for you with our.
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Support Women-Owned Businesses

We’ve curated a list of a few of our favorite women-owned businesses in the markets GROWTH currently serves. Support women-owned.
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Spring Home Maintenance

To best enjoy the spring weather, there are some spring home maintenance tips you should check off your to-do list.
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What is Redlining?

What is redlining and why does it matter? Why is it still a problem? GROWTH explores the history, impact and.
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Recognizing Black History Month 2021

Black history month is more than just an observance of a neglected past. How are you challenging yourself and others.
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A New Dawn–Inaugural Quotes Relevant Today

Let us lift one another up to accomplish great things, to become a more perfect union. Check out these inspiring.
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Winterize Your Home

So, you just bought a home. Temperatures are dropping. There may even be the first hint of frost and snow..